Cutting your budget doesn’t have to mean cutting all the joy out of life. With a little creativity, you can spend less and live more. You’ve probably heard the usual advice—skip the daily latte, avoid eating out, or cancel that streaming service you don’t use. But on today's Faith & Finance on AFR, Rob West dives deeper. He explores six creative ways to cut expenses without sacrificing what matters most. Then, he answers listener's financial questions.