Many student loan borrowers are falling behind again, and the impact is more than financial. A recent change in federal law has reshaped student loan repayment, and as collections ramp back up, millions are seeing their credit scores drop. If you’re feeling the weight of repayment, you’re not alone. On today’s Faith & Finance on AFR, Rob West is joined by Neile Simon who brings practical steps to help you regain control. Then Rob answers questions on a variety of financial topics.